The Indian currency is the Rupee (Rs.). The Rupee is divided into 100 Paise (ps.). Currency notes are printed in denominations of Rs. 1000, 500, 100, 50, 20, 10. Old notes of denominations of Rs. 5, 2 and 1 are still in circulation. The coins are minted in the denominations of 25 and 50 paise, rupees 1, 2, 5 and 10. Coins below 25 paise (20, 10, 5, 2 and 1) are rarely used.

Always check notes carefully and avoid accepting mutilated notes. Double check the denomination printed when accepting notes of Rs. 500 and Rs. 100 as they are slightly similar and hence easy to confuse.

You are not allowed to take Indian currency outside India nor purchase the Rupee overseas. On arrival into India, make sure to change some money into the local currency at the airport, this can be easily done at the State Bank of India. The best rates, typically, are offered at various branches of State Bank of India (in major towns of India) and Thomas Cook. Exchange services are also offered in the major resort areas and the private money changers.

ATMs that accept Master Card and Visa, and banks that give cash advances on credit cards are also available. Travellers cheques of all major brands (American Express and Thomas Cook being most common) can be changed. US dollars and Pound Sterling are the best international currency to bring in. Travellers cheques are generally safer than large amounts of cash. Emeregency international transfers via Thomas Cooks Money gram are aslo available at a high fee.

You will need to show your passport for exchanging travellers cheques. Always retain the encashment certificates given free for each transaction as you will need to re-exchange rupees to your own curreny while leaving, or if you intend to stay in India longer than 180 days.

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